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In today’s world it’s important to be financially capable. Enterprise Studies develops ākonga ability to make informed and effective decisions about the personal use and management of money matters. To achieve this, ākonga need an understanding of their own and others’ values. Ākonga build knowledge and skills in managing money and income, setting goals and planning ahead. Being financially literate will enable them to keep more of the money they earn, do more with the money they spend, and empower them as consumers to make the right choices for themselves. It gives ākonga an understanding of how to manage their finances in the real world in order to avoid unnecessary risks and debt.